Plan Information
Plan information
The Plan information document below provides a summary of the main benefits of the Plan. The full provisions of the Plan are set out in the Trust Deed and Rules
Plan information
Statement of Investment Principles
Please find below a link to the Plan's most recent Statement of Investment Principles (SIP).
Statement of Investment Principles
Addendum to the SIP
Expression of wish form
The expression of wish form enables you to indicate to the Trustee how you wish for any discretionary benefits payable from the Scheme to be distributed in the event of your death. This form is applicable for deferred members and pensioners who have retired within the last five years. Please see the Plan information document for details of the discretionary death benefits payable from the Plan.
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Implementation Statement
Below is the Plan’s latest Implementation Statement.
Implementation Statement
Plan factors
The document below details the current factors applicable to the Plan. This includes:
- The adjustments made to your pension for early or late payment
- The factors used to determine the lump sum you may elect to take at retirement in exchange for part of your pension
Plan factors
Summary Funding Statement
The Trustee of the Gala Coral Pension Plan are pleased to present the latest Summary Funding Statement
Summary Funding Statement
Privacy notice
This privacy notice is intended to provide transparency regarding what to expect when the Trustee of the Gala Coral Pension Plan, the Scheme Actuary and Lane Clark & Peacock LLP (LCP) process personal information. It applies to information about Plan members, their beneficiaries and other persons associated with them.
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Are you a pensioner living overseas?
We want to make sure we're paying the right pensions to the right members. This is why, if you are currently being paid a pension from the Plan, we ask you to periodically complete the Member Verification process.
Lane Clark & Peacock (LCP) will send you an invitation, usually around September, asking you to complete the process. This invitation will be sent to your postal address and, where held, also to your registered email address (the email that you receive will be from [email protected]).
If you need any help completing the process, please telephone our dedicated overseas team on +44 (0)207 432 0681.
Newsletters
The Trustee of the Gala Coral Pension Plan are pleased to present their latest newsletters and summary funding statements.
2026 Newsletter
2024 Newsletter
2023 Newsletter
Annual report and accounts
The Trustee of the Gala Coral Pension Plan are pleased to present their annual report and accounts.
2025 annual report and accounts
2024 annual report and accounts
2023 annual report and accounts
DC Governance Statement
Please find below a link to the Plan's most recent Defined Contribution (DC) Governance Statement (also known as the DC Chair's Statement). This Statement will primarily be of interest to those members with DC benefits in the Plan. It has been prepared in accordance with Regulation 23 of the Occupational Pension Schemes (Scheme Administration) Regulations (SI 1996/1715) and provides information on:
- the investment options in which DC members invest;
- the requirements for processing DC financial transactions;
- the charges and transaction costs borne by DC members;
- an illustration of the cumulative effect of these costs and charges;
- a 'value for members' assessment; and
- Trustee knowledge and understanding.
DC Chair's statement for the Gala Coral Pension Plan - 1 July 2024 to 30 June 2025
DC Chair's statement for the Gala Coral Pension Plan - 1 July 2023 to 30 June 2024
DC Chair's statement for the Gala Coral Pension Plan - 1 July 2022 to 30 June 2023